Before trying car leasing in the U.S., it is essential to do the necessary homework on the subject rather than burn one’s fingers by jumping into it headlong. Car leasing is a simple affair in concept and complex in practice. In concept, one takes a car for either personal or business use for a fixed time of day 2, 3, or 4 years for an agreed upon amount of money normally paid in monthly installments. Here are some key factors to consider prior to signing a car lease: 1. Signing a lease agreement Usually, the lease amount is the difference of original price and the residual price at the end of the lease term. This needs lesser investment and one can have any car of choice including the latest or a car one wishes to possess. At the end of the period, the car is to be returned to the leasing company or one can purchase it for the residual value that is negotiated and specified in the agreement. The lessee has the advantage of simply returning the used car and has no concern of selling it on its residual value. He has the advantage of getting a new car every 3–4 years as the case may be.

Everyone will agree to the fact, buying a new car can be an extremely enjoyable experience. However, it can also be overwhelming when it comes down to deciding on the more important aspects. One such factor includes effectively dealing with car dealers. It can feel like a painful task for most car buyers, but it need not be. Staying uninformed or not being prepared can inevitably make you pray to the tricks of the dishonest salesman. This can be avoided by preparing well before visiting car dealers: 1. Research car dealers Car buyers usually tend to overlook this step and may not consider it important to take time for researching car dealers. You must begin by looking up ratings and reviews for the car dealers that you are visiting. There are several online forums and sites that will provide you with the most genuine dealer rankings. Keep an eye out for what customers have to say about their experience with the car dealer. 2. Research car price One of the most essential factors is the price and you most definitely do not want to step over your budget. It is not uncommon for car dealers to set their own prices, especially in the case of used vehicles.

SUVs, or sport utility vehicles, are extremely popular, especially for families, and for good reason. These cars are a bit bigger than the average sedan and oftentimes offer features like four-wheel drive, extra cargo space, and off-road capability. These vehicles are becoming increasingly more affordable and provide a great option for the everyday driver. Many people opt for an SUV over a sedan for a couple for those reasons. Here are the top purchased SUVs in 2021 for safety: 1. Ford Escape The 2021 Escape is Ford’s latest offering in the SUV Escape line of vehicles. The brand new Escape retails for $26,130. The gas mileage for the all new escape is pretty decent. The Escape gets 27mpg city and 33 mpg on the highway. The interior is very spacious but it suffers from cheap and low quality materials. The base model comes with a 4.2 inch display and contains apple play and android auto capability. The car is very safe and comes with auto-lock brakes and lane-keep assist. 2. Hyundai Santa Fe The 2021 Santa Fe is Hyundai’s latest offering in their popular SUV line. The all new Santa Fe retails at $28,185. With 7 different models, the Santa Fe can fit your budget no matter which price tier you’re looking into.

If you are looking to buy a car through a loan, you need to check out the pros and cons of all the car loans available. These could be your credit rating, the leg work you are willing to do, and the rate of interest. In direct finance, you approach the bank or credit union yourself. The dealership can also arrange a loan for you through a financial institution or finance it in-house. All three types of the following car loans have their advantages and disadvantages: 1. Direct financing If you directly approach a bank or credit union, they will pre-approve the loan if your credit rating is permitted. They will quote you a rate of interest based on the duration of the loan period. This is referred to as direct financing. The interest rate and term of the loan will depend on several factors like your credit score, the term of the loan (the number of monthly installments), the type of vehicle you’re buying, including its cost, the quantum of your monthly income, and other debts that you may have. You may be able to negotiate the terms of the loans, but now the only things you have to negotiate with the dealership is the price of the car and the accessories you want to buy.

Self driving cars are big news these days. Autonomous vehicles now carry some amazing features. This can range from simple detection of pedestrians to handling most of a drive all on its own. But with any field this competitive it’s easy to lose track of the top of the line models. But if you stick to these top five brands you can be sure that you’re seeing the best of the best: 1. Pony.ai China’s an undeniable force in the modern tech scene. They’ve gone from chasing the state of the art to creating it. So it’s little wonder that they have a pony in the autonomous car race. But don’t be fooled by the fact that pony.ai is a Chinese company. They have worldwide aspirations that are starting to see fruition in California. They currently have permission to run driverless tests in three cities. They’re long past that point in China. Within that country, they’ve actually been able to offer commercial self-driving car rides to the public. 2. Volvo Volvo has been working on a self-driving car for some time now. In fact, they’re already on their second generation model. Their current state of the art technology is known as SPA2 – or Scalable Product Architecture.

Pickup trucks are trendy because of their versatility. They support any activity, whether adventuring, hauling other vehicles, carrying huge items, and camping. In addition, they are safe compared to other cars as they offer excellent visibility while on the road. However, many trucks are not known for their fuel efficiency. Fortunately, the following pickup trucks are suited for your daily needs as well as lighter on fuel efficiency: 1. Ford F-150 The 2021 Ford F-150 has numerous changes making it quite different from the 2020 model. The model is said to be the most challenging model ever manufactured. It has an updated exterior styling, an optional hybrid drivetrain, and new technology. The modernized exterior helps to make a bold statement for this powerful model. The pickup truck ranges from a basic two-door farm truck to a four-door luxury pickup. The F150 is one of the best selling American vehicles, and it offers the owners hands-free driving technology, not to mention impressive fuel efficiency for a truck of its size. 2. Chevrolet Silverado 1500 The 2021 Chevrolet Silverado 1500 ranks top due to its excellent towing capabilities and intuitive technology. The truck has a wide range of powerful engines, and its interiors are very spacious, therefore a perfect fit for families.

When it comes to choosing a safe vehicle for yourself or your family, there are many benefits and many brands to consider. Firstly, it’s vital to choose a safe vehicle to make you a better driver and to prevent collisions. Also, choosing a top rated vehicle for safety will often ensure that your insurance rates are lower. Top insurance providers in the U.S., like Nationwide, Progressive Insurance, Amica Insurance, USAA Insurance, and State Farm, will often lower your deductible and offer you discounts on insurance for purchasing a safe car, truck, or SUV. With that in mind, here are the top ranked vehicle brands for safety: 1. Kia: Affordable and safe Kia is a car brand that has been making a name for itself in recent years with its affordable and reliable vehicles. However, the brand is also known for its commitment to safety, with many of its vehicles receiving high ratings from reputable organizations such as the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS). For example, the Kia Telluride SUV is a popular model with a 5-star overall safety rating from the NHTSA and has been named a Top Safety Pick by the IIHS.

There’s a lot to consider when purchasing a vehicle, between fuel efficiency, cargo and cabin space, electric and hybrid options, safety ratings, and more—but you should also consider the vehicle’s resale value. With a good resale value, it makes your car a better investment that will provide a great return when it’s time to sell. Featuring vehicles like the Ford Bronco and Tesla Model X, here’s the top 5 vehicles with the best 5 year resale value: 1. Ford Bronco Ford has a fantastic brand reputation and loyal following among the outdoorsy and lovers of off-roading—the high demand of this vehicle paired with its durability and ruggedness solidifies its high resale value. This vehicle can tackle any terrain, is durable, contains modern features and design, and has fantastic safety technology, such as lane-keeping assist and pre-collision with automatic emergency braking. This vehicle is a great choice for the adventurous and those looking for good resale value. 2. Tesla Model X The Tesla Model X is a vehicle of the future—with its spacious cabin, panoramic windshield, Yoke steering, and powerful engine and acceleration, you’ll fall in love with its modern design and technology. This electric vehicle charges fast and can take you the distance, with a range of 560 km.